No HOA! Just four blocks from the ocean, this stunning 3-story contemporary townhome, built in 2022, offers the perfect blend of modern design and coastal charm. Highlights include an epoxy-coated garage, mini split in garage, soaring 10ft ceilings, 8ft birch doors, designer fixtures, luxury vinyl plank flooring, and white oak stair treads. The sleek European-style cabinetry, quartz countertops, and waterfall kitchen island elevate the kitchen's elegance, while the electric fireplace adds a cozy touch. Glass sliders open to a private, fenced backyard oasis. The primary suite boasts a private balcony, built-in closet, and luxurious finishes. A dedicated laundry room with a sink provides added convenience. The versatile 3rd-floor loft, with a rooftop balcony, can easily transform into a 4th bedroom. This home is nestled in a vibrant, dynamic community and offers the perfect balance of relaxation and activity, making it an ideal choice for coastal living enthusiasts.